Best Private Student Loan Rates for College

Undergraduate Private Education Loan

Undergraduate Private Education Loan

Zero fee undergraduate private education loans at highly competitive interest rates make it easier to get the extra money you need for college expenses. They're an ideal way to supplement Federal student loans. 

Learn More about Undergraduate Private Education Loans and Apply Today >

Private Education Loan Overview

  • Private college loans are unsecured private credit consumer loans made by lenders to students and/or parents for educational purposes.
  • Students and/or parents who either do not qualify for the federal loan programs or need additional funds beyond that available through federal loans use these products.
  • Used in combination with federal loans or separately, private loans are playing a growing role in allowing students to attend the college of their choice—private loan and federal loan borrowing are closely interconnected.

Learn More about Undergraduate Private Education Loans and Apply Today >

Graduate Private Education Loan

Graduate private education loans at competitive interest rates make it easier to get the extra money you need for grad school expenses. They're an ideal way to supplement Federal student loans.

Learn More about Graduate Private Education Loans and Apply Today >

Private Education Loan Overview

  • Private college loans are unsecured private credit consumer loans made by lenders to students and/or parents for educational purposes.
  • Students and/or parents who either do not qualify for the federal loan programs or need additional funds beyond that available through federal loans use these products.
  • Used in combination with federal loans or separately, private loans are playing a growing role in allowing students to attend the college of their choice—private loan and federal loan borrowing are closely interconnected.

Learn More about Graduate Private Education Loans and Apply Today >

ScholarPoint and CFS

ScholarPoint is working with Collegiate Funding Services (CFS) to bring you a full array of education loan products in addition to ScholarPoint’s own unique online Federal Consolidation Loan. The Education Loan Marketplace™ is a tool that will help solve the puzzle of paying for and managing the cost of education. You can obtain information and apply online for products such as PLUS Loans for parents, Private Education Loans for undergraduate and graduate students, and Private Consolidation loans for new graduates. You can learn about special borrower benefit programs that can apply to the various loan products and access services such as the Ed-Loans wizard, which provides you with the necessary information you need to make informed decisions about education financing.

The Ed-Loans Wizard®

The Ed-Loans Wizard® allows students to understand all of their options for paying for their education as well as their family members' education, including how much funding they will need for a specific college. With the Wizard you can:

  1. Review your financing options
  2. Calculate the gap between what you have and what you’re entitled to
  3. Track progress of loan applications

©2006 Collegiate Funding Services, Inc. All rights reserved. The Education Loan Marketplace is a trademark of Collegiate Funding Services, LLC. All rights reserved. All CFS lenders are equal opportunity lenders.

Private Consolidation Loan

Private Consolidation Loan

Due to rising education costs, many former students like you borrowed non-federal (or private/alternative) loans in addition to federal loans to pay for their education. If you are repaying both federal and non-federal education loans, you may find repayment to be even more complex. This is because there are even more bills to pay with various due dates and lenders. For this reason, we offer our Private Consolidation Program that features a competitive interest rate and repayment term flexibility to make your payments more manageable.

Learn More about Private Consolidation Loans and Apply Today >

Private Consolidation Loan Overview

  • Available to consolidate non-federally guaranteed education loans issued for the purpose of paying educational expenses under the U.S. Department of Education Title IV program OR in conjunction with obtaining certification to practice in a professional field.
  • The loan must be reported to a credit reporting agency as a student trade or certified as used for education.
  • Consolidate $7,500 to $125,000 in eligible private student loans.

Learn More about Private Consolidation Loans and Apply Today >

ScholarPoint and CFS

ScholarPoint is working with Collegiate Funding Services (CFS) to bring you a full array of education loan products in addition to ScholarPoint’s own unique online Federal Consolidation Loan. The Education Loan Marketplace™ is a tool that will help solve the puzzle of paying for and managing the cost of education. You can obtain information and apply online for products such as PLUS Loans for parents, Private Education Loans for undergraduate and graduate students, and Private Consolidation loans for new graduates. You can learn about special borrower benefit programs that can apply to the various loan products and access services such as the Ed-Loans wizard, which provides you with the necessary information you need to make informed decisions about education financing.

The Ed-Loans Wizard®

The Ed-Loans Wizard® allows students to understand all of their options for paying for their education as well as their family members' education, including how much funding they will need for a specific college. With the Wizard you can:

  1. Review your financing options
  2. Calculate the gap between what you have and what you’re entitled to
  3. Track progress of loan applications

©2006 Collegiate Funding Services, Inc. All rights reserved. The Education Loan Marketplace is a trademark of Collegiate Funding Services, LLC. All rights reserved. All CFS lenders are equal opportunity lenders.